Restaurant Insurance

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What Is Restaurant Insurance?

Food businesses face many of the same risks as other businesses, but their unique nature means that they need insurance specially tailored for the food industry’s unique challenges and risks. Kitchens are full of potential dangers, food only stays good so long, and restaurants experience high customer foot traffic on a daily basis. If you operate a businesses that serves food to the public - even if it is not a traditional “restaurant” - you need restaurant insurance.

Did you know that 25% of businesses that close from a disaster never reopen? You can be part of the 75% who come back by investing in business interruption coverage.

Who Can Benefit From Restaurant Insurance:

  • Franchise restaurants
  • Independently owned restaurants
  • Fast food or casual restaurants
  • Fine dining restaurants
  • Bars
  • Cafes and coffee shops
  • Food trucks
  • And more

What Can Be Covered? 

Restaurant insurance coverage can include general liability, commercial property, loss of income due to food spoilage or contamination, employee dishonesty, equipment breakdown, commercial auto and more.